2 Broke Girls is about, well, two broke girls, Max and Caroline, who work at a local diner to raise funds for their cupcake business. The sitcom is packed with sharp and funny dialogues, but at its core, teaches viewers valuable lessons on ways to save money. Whether you’re a student (or a recent grad) who is drowning from student loans or an employee who gets budget-induced headaches, you’d learn a thing or two from Max and Caroline’s money-making and money-saving habits.
Here are tips on how to realistically save money, inspired by the girls from Williamsburg Diner.
1. Set a money date once or twice a week.
Like any relationship, if you want your financial life to prosper, you need to make an effort to spend time with your money. Keeping track of your finances – earnings, expenses, savings – every week is a good budgeting habit. Once or twice a week, make time to go over your accounts and update your budget. When you keep track of your earnings and expenses, you’ll have a clear picture of how much money you actually have. This will also help you track the progress you’ve made to reach your financial goals.
2. Choose quality over quantity.
Budget-friendly products are tempting since you’ll automatically think you can save a lot because they’re “cheaper.” The problem with cheap products is their quality, which is usually sacrificed to lessen the cost. More often than not, opting for quality over quantity can help you save more in the long run. If you need to buy something important for your work or business – say a laptop – think of the cost as an investment. The same philosophy goes for clothing and food.
If money is really tight and you can’t always choose quality over quantity, make sure to find a balance that is right for you (and your pockets).
3. Consider getting a roommate.
Sure, living alone has major perks: privacy, peace and quiet, live however way you like, and so on. But, one of its major disadvantages is the cost of paying rent solo. Having a roommate is a great solution to this problem. To avoid conflicts, make sure to discuss house rules and rent/expense computations BEFORE you let a roomie move in.
4. Pay with cash as often as possible.
Keep this in mind: your credit card is only for emergencies, and a Triple Venti Half-Sweet Non-Fat Caramel Macchiato is a NOT a life-or-death situation, however you want it to be. Adding superfluous debt to your already meager bank account is a recipe for disaster.
5. Think twice before you spend.
Let’s be honest: how many times have you bought something without taking a minute to deliberate how it’ll affect your budget? A minute or two to think about the pros and cons of casual shopping can save you from unnecessary expenses. The more cautious you are on how you spend your hard-earned cash, the more you can save a lot.
A bonus tip you may not want to read: Set a special time or day to reward yourself with a fancy coffee from your favorite café. For the rest of your week, make your coffee at home.